Today an Elephant I Will Be!

“Many parents would rather talk to their kids about sex and politics than money, heart ” says St. Louis investment expert, Matt Hall, President and Co-Founder of Hill Investment Group.

He continues, “The dangers of not being financially literate are huge. Many parents set the child up for failure by remaining silent on the topic of money, but also by helping to create a lifestyle that is unsustainable once the child is independent. We all want to build resilient little people, but the key is to be intentional about the lessons and values we talk about, teach and model.”

Some advice for talking to your kids this summer, Hall adds, ”Talk about making money, analyze costs, develop a plan and recognize the power of being responsible…these are the initial steps for success.”  He can break it down into age groups as well – from toddler to teen – but here are some tips:

  • When should a parent begin talking to their kids about money? 

A general rule of thumb is to start teaching basic money concepts when a child can count. The truth is that they’ve probably already started learning about money by watching and observing Mom and Dad’s behaviors when dealing with and talking about money. Check out this awesome link for a curriculum to follow from kindergarten to 12th grade http://pin.it/AGaKZce.
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  • How should a parent open the dialogue?

Start by making it natural. Normalize the topic by talking about it and being open regarding how you and the family will make important money decisions. Conversations can start at the check out counter or at the kitchen table, but the point is to start and then layer money talk in wherever and whenever you can.

  • Should children get an allowance?

Yes, an allowance can be considered income for a child’s first job. It’s not a gift. Make the expectations crystal clear and hold firm to paying only for top notch work. If making the bed is a basic requirement then don’t pay for it. Pay for tasks that go beyond expected chores.

  • When a child has their own money, how should they be advised to spend it?

Consider sharing experience instead of giving advice. Let your child consider making a choice instead of feeling like she might have to either go with your guidance or against it. Talk about taxes, charity and personal spending decisions you’ve made in the past. Which ones are you proud of and why? Where would you love to have a “do over.”

  • If my son wants to spend all his money in the vending machine, should I stop him?

If your son makes a conscious decision to spend all his money in the vending machine the consequence will be revealed when he can’t buy something else. One of the best ways to teach kids about the boundaries of money is for them to bump into them (in safe ways) on their own. Think of this as tuition towards a valuable lesson.

Unlike the often dry and academic investment advice provided by brokers, Hall’s storytelling is entertaining and inspirational and he has advice for all age groups including children and teens. In fact, he details his inspiring story and his evidence-based investing methods in his new memoir-manifesto, Odds On: The Making of an Evidence-Based Investor.

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Matt Hall is the President and Co-Founder of Hill Investment Group with offices in St. Louis, MO and Houston, TX. He is the lead on all strategic matters — crafting the firm’s vision, establishing its exceptional standards, and managing key relationships. Hall is forever a student of his craft and has attended the highest level of training and education tied to investment theory and practice. What’s more, Hall has led many training programs for top advisors, and founded a peer group of hundreds of advisors, called Evidence-Based Advisors, from the U.S., UK, New Zealand, Australia, Belgium, and Canada.

Hall graduated from the University of Missouri, Columbia with a bachelor’s degree in English literature. He and his wife, Lisa, have a young daughter who is the star of their lives.

Learn more about Hall at matthallbook.com and connect with him on LinkedIn and Twitter.

Odds On is currently available on 800 CEO Read, Amazon and other fine booksellers. 


Kathy Walsh, for sale
the award-winning author of “Love is the Moon, medicine
the Sky, more about
and the Stars”, is thrilled to announce the release of a new children’s book. “Today an Elephant I Will Be!” guides children through the process of finding peace through whimsical illustrations, charming language, and a resounding message.

“Today an Elephant I Will Be!”

Today an Elephant I Will Be

As part of the Joyohboy book series in conjunction with Peace Place for Kids, Kathy Walsh’s message seeks to show children that finding peace comes from the inside. By understanding mindfulness, learning to ask for help, and identifying what peace means to them, children lead a happier life filled with positivity.

“Connecting with peace puts the child in harmony with life,” Kathy stated. “When children connect with peace, they live a life of joy, because that is what they attract. They are able to go to that place of peace inside, no matter what is happening on the outside, and ultimately, peace is where the power lies. They are in control when they are at peace.”

 

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“Today an Elephant I Will Be!” is just one of the many books available from Joyohboy, one of the many successful mindfulness and peace ventures launched by Kathy Walsh. “My intention with creating Joyohboy is to have a space where books, meditations, and products support mindful parenting” Walsh states on her website. Joyohboy provides parents with the tools and resources necessary to help their children live a peaceful life and make an impactful change on the world.

Other books available from Joyohboy and Peace Place for Kids include “30 Days to a Mindful Home”, “Life is a Rainbow”, and “Raising Peaceful Kids”.

“Today an Elephant I Will Be!” debuted at the NY Vegetarian Food Festival on May 7th and 8th, 2016. The book is available for purchase on Amazon and can also be found by visiting www.joyohboy.com.

About Kathy Walsh

Those who know Kathy’s story will tell you that her career and position as a mindfulness expert is no coincidence. Inspired by her whimsical and influential childhood experiences, Kathy set out to live a positive life of mindfulness and peace. A master meditator and avid reader and author of mindfulness books, Kathy created a series of children’s books and meditations called Joyohboy. Boasting more than 20 years of experience working with children, the arts, and education, Kathy finds nothing more exciting than helping children and their families find a life of peace. In addition to her adventures in peace and mindfulness, Kathy also owns and operates KnockKnock Social and provides marketing and branding strategies with integrity to companies worldwide. For more information on Kathy Walsh, Joyohboy, and Peace Place for Kids, please visit www.joyohboy.com.